Note: The job is a remote job and is open to candidates in USA. Evergreen Home Loans is a recognized leader in the financial services industry, committed to providing exceptional customer service. The Disclosure Specialist is responsible for generating and reviewing mortgage disclosure documents to ensure compliance with federal and state regulations and to support the branch and wholesale operations.
Responsibilities
- Verify the accuracy of data input of loan fees and charges prior to disclosing
- Research discrepancies on files during the disclosing process and discuss with the Loan Originator or Account Executive
- Prepare a variety of mortgage disclosure documents accurately and within required timeframes
- Audit disclosure packages to verify all required disclosures (Federal & State) are included
- Collaboratively partner with colleagues to ensure all required disclosures are accounted for and delivered within defined timelines
- Complete data input on loans in loan system
- Review loan disclosures, audit for completeness, accuracy, etc
- Routing of disclosures, tracking, printing, scanning, and indexing
- Maintain working knowledge of all current mortgage regulations and changes in regulations
- Participate in periodic on-site audits and examinations to verify employee’s compliance with guidelines
- Other duties as assigned
Skills
- Minimum of 1 year experience working at a Mortgage Disclosure Desk or similar role
- Working knowledge of TRID, and other Federal, and State regulations
- Ability to work independently and collaboratively in a fast paced, deadline driven, team environment
- Strong organization skills, ability to learn quickly, and accuracy and timeliness in completing tasks
- Ability to manage multiple functions and priorities at one time while maintaining a high level of attention to detail and a high level of accuracy
- Exercise good judgment and strong character, motivated, hard working
- Ability to work well with fellow associates, clients and vendors
- Good communication skills
- Neat, clean, healthy work habits
- Requires all forms of dexterity and mobility throughout the shift, which may include extended periods of sitting and/or standing
- Occasionally required to reach with hands and arms, twist, climb or balance, stoop, kneel crouch or crawl
- Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral, depth perception and the ability to adjust focus
- Must be able to speak and hear, lift and carry up to twenty-five pounds (25 lbs.) or occasionally more
- Ability to work in a fast-paced, occasionally noisy environment
- May be required to drive for business purposes and if so, must hold a driver's license in good standing and maintain personal auto insurance in compliance with EHL's Auto Insurance policy
- Working knowledge of Ellie Mae Encompass is a plus
Benefits
- Eligible associates (and their families) have the option to enroll in medical, dental, and/or vision coverage of which both the associate and the company contribute towards expenses.
- Basic Life/AD&D insurance for eligible associates as well as a Short-term Disability benefit are provided by Evergreen.
- Additional Voluntary Life/AD&D, Long-term Disability benefits and Legal/ID protection plans paid for by the associate are also available.
- Associates are automatically enrolled in Evergreen’s 401(k) plan.
- Personal Time Off (PTO) of up to 13.34 hours may be earned monthly and associates may enjoy 9 paid holidays each year.
- Paid voluntary day of work, company matching on charitable donations and mortgage loan benefit.
Company Overview
- Evergreen Home Loans is a premier local mortgage lender. It was founded in 1987, and is headquartered in Bellevue, Washington, USA, with a workforce of 501-1000 employees. Its website is https://www.evergreenhomeloans.com/.