Note: The job is a remote job and is open to candidates in USA. Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. The Fraud Insights & Emerging Risks Analyst will support the development of next-generation fraud prevention capabilities by researching emerging fraud trends, evaluating control gaps, and assisting in the rollout of new tools and technologies.
Responsibilities
- Monitor industry news, fraud forums, consortium data, and internal trends to identify new or evolving fraud threats
- Support enterprise bot-management and act as the Fraud Operations liaison during bot-related incidents, proactively identifying risks, assisting with triage, validating impact, and coordinating rapid remediation steps
- Assess and identify risks, including recommending mitigation plans to address impostor-related threats, such as fake websites, phishing emails, scams, and other social-engineering–based attacks
- Evaluate, identify and make recommendations to mitigate emerging 1st-party fraud behaviors, including credit washing, dispute abuse, and intentional misrepresentation - to assess potential vulnerabilities within our products and processes
- Conduct deep-dive investigations into specific fraud patterns or unusual activity
- Summarize findings, prepare briefings, and provide recommendations to Operations leaders, Fraud Strategy and Information Security teams
- Analyze fraud risk and support projects around detection gaps, operational processes and control performance to identify improvement opportunities
- Help gather requirements and test new controls, which may include rule changes to ensure effective implementation
- Research, analyze, and compare existing vendor capabilities and performance, identify insights, and make recommendations to improve fraud detection and prevention effectiveness
- Assist in evaluating how emerging fraud patterns could impact current products or processes
- Assist in creating analysis and business cases for investments in fraud-prevention tools, automation, and emerging technologies to support strategic decision-making
- Contribute to documentation, playbooks, and communications related to fraud changes or enhancements
- Build reports and dashboards that track fraud KPIs and control effectiveness
Skills
- 1–3+ years of experience in fraud analysis, risk analytics, financial crime, or related work
- Strong analytical skills and comfort working with data (Excel, BI tools, etc.)
- Understanding of common fraud types (identity fraud, ATO, synthetic IDs, social engineering, etc.)
- Ability to research independently and summarize findings clearly
- Strong communication skills and comfort working cross-functionally
- Detail-oriented, proactive, and eager to learn
- Experience in consumer lending, banking, fintech, or payments
- Familiarity with fraud tools or vendors (e.g., identity verification, device intelligence)
- Exposure to fraud rules engines or case management systems
- Bachelor's degree in a related field (Criminal Justice, Analytics, Business, etc.)
Benefits
- Pre-tax and post-tax retirement savings plans with a competitive company matching program
- Generous paid time-off plans including vacation, personal/sick time, paid short-- term and long-term disability leaves, paid parental leave, and paid company holidays
- Multiple health care plans to choose from, including dental and vision options
- Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts
- Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs
- Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!
Company Overview
- Best Egg is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources. It was founded in 2013, and is headquartered in Wilmington, Delaware, USA, with a workforce of 501-1000 employees. Its website is https://www.marlettefunding.com.